Integrate v3 master: residence and health cluster (Batch 1)

Rewrites the six residence/health pages (visa-and-residence-explained,
student-residence-permit, where-to-apply-for-residence,
means-accommodation-address, rm-si-3-health-insurance,
healthcare-in-slovenia) to the deeper v3 English master, trilingual.
Adds backward-compatible generator support for per-page hero-image
placeholders and a "Sources and further information" section, plus
.guide-last-checked styling. Owner decisions applied (student work on
the study permit vs employment permit; sufficient means shown as
"check current"). SI/MK bodies are MSOS working translations pending
native proofread.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

en/student-welcome-guide/rm-si-3-health-insurance/index.html

@@ -177,19 +177,27 @@
         <article class="article-container">
             <header class="article-header">
                 <h1>Health insurance from Macedonia</h1>
-                <p class="article-subtitle">If you stay insured in North Macedonia, the RM/SI 3 form is the usual route to health cover in Slovenia.</p>
+                <p class="article-subtitle">How the bilateral RM/SI 3 route gives you healthcare access in Slovenia, and what it does not cover.</p>
             </header>
+            <figure class="guide-hero-image guide-hero-image--placeholder">
+                <span><i class="fas fa-image" aria-hidden="true"></i>Image placeholder</span>
+            </figure>
 
             <div class="article-body">
                 <div class="guide-meta">
                     <span class="guide-tag ">Applies to: students from Macedonia</span>
-                    <span class="guide-tag ">Last checked: 29 July 2026</span>
+                    <span class="guide-tag ">Last checked: 30 July 2026</span>
                     <span class="guide-tag is-frequent">Update class: Frequently changing</span>
                 </div>
 
                 <aside class="guide-box guide-box--warning">
                     <p class="guide-box-title"><i class="fas fa-triangle-exclamation" aria-hidden="true"></i>Please verify the latest information</p>
-                    <p>This page was last checked on 29 July 2026 and applies to bilateral health-insurance procedures in 2026/2027. Deadlines, fees, required documents, eligibility conditions, and administrative procedures may change. Verify the information directly with the responsible institution before submitting an application or making an important decision.</p>
+                    <p>This page was last checked on 30 July 2026 and applies to the RM/SI 3 procedure and coverage in 2026/2027. Deadlines, fees, required documents, eligibility conditions, and administrative procedures may change. Verify the information directly with the responsible institution before submitting an application or making an important decision.</p>
+                </aside>
+
+                <aside class="guide-box guide-box--macedonia">
+                    <p class="guide-box-title"><i class="fas fa-circle-info" aria-hidden="true"></i>For applicants from North Macedonia</p>
+                    <p>This section explains the pathway that normally applies to Macedonian citizens. Your exact situation may differ if you have another citizenship, permanent residence in Slovenia, completed previous education in Slovenia, international protection, or another special status.</p>
                 </aside>
 
                 <h2>The main pathway</h2>
@@ -227,7 +235,7 @@
 
                 <aside class="guide-box guide-box--msos">
                     <p class="guide-box-title"><i class="fas fa-comment" aria-hidden="true"></i>From student experience</p>
-                    <p>Details on the Macedonian side change, so confirm the current checklist directly with the competent office before you rely on it.</p>
+                    <p>MSOS must verify the exact Macedonian-side checklist directly before publishing it as fixed instructions. Treat the questions above as a preparation guide, not a final list.</p>
                 </aside>
 
                 <h2>Additional insurance</h2>
@@ -255,6 +263,20 @@
                     <li>Contact details</li>
                     <li>Copies for your records</li>
                 </ul>
+
+                <h2>Bridge the period before registration is complete</h2>
+
+                <p>A student may need temporary travel or private coverage for the period before RM/SI 3 is issued, submitted to ZZZS, and converted into Potrdilo MedZZ. Check exclusions for chronic conditions, private treatment, repatriation, dental care, and travel outside Slovenia.</p>
+
+                <h2>Sources and further information</h2>
+
+                <ul class="guide-linklist">
+                    <li><a href="https://www.zzzs.si/en/accessing-healthcare-in-slovenia/studying-in-slovenia/" target="_blank" rel="noopener">ZZZS guidance for students in Slovenia</a></li>
+                    <li><a href="https://www.zzzs.si/o-zzzs/organiziranost/obmocne-enote-in-izpostave/" target="_blank" rel="noopener">ZZZS regional units</a></li>
+                    <li><a href="https://www.gov.si/en/representations/embassy-skopje/" target="_blank" rel="noopener">Embassy of Slovenia in Skopje</a></li>
+                </ul>
+
+                <p class="guide-last-checked">Last checked: 30 July 2026</p>
             </div>
         </article>
     </main>