changes.txt #10: informative disclaimers (footer, guide, legal)

- Footer disclaimer on every page (informative-only, verify with official sources)
- "Good to know" callout across all Student Welcome Guide pages, pointing to
  the "Was this page helpful?" box for reporting errors
- "Website content & liability" disclaimer card on the Official information page
All three languages (EN/MK/SI).

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

en/legal/index.html

@@ -222,6 +222,15 @@
                     <div class="legal-row"><span class="k">Email</span><span class="v"><a href="mailto:info@msosorg.com">info@msosorg.com</a></span></div>
                     <div class="legal-row"><span class="k">Website</span><span class="v"><a href="https://msosorg.com" target="_blank" rel="noopener">www.msosorg.com</a></span></div>
             </div>
+            <div class="legal-card">
+                <h2>Website content &amp; liability</h2>
+                <div class="legal-prose">
+                    <p>The information published on this website is provided by MSOS volunteers and students for general information and guidance only. While we try to keep it accurate and current, it may be incomplete, simplified, or out of date, and it does not constitute legal, financial, immigration, medical, or other professional advice.</p>
+                    <p>For binding and up-to-date information you must always check the official sources and the competent institutions (for example universities, eVŠ, the administrative units, ministries, and the health and tax authorities). Decisions should not be based solely on this website.</p>
+                    <p>MSOS accepts no liability for any loss, damage, misunderstanding, or consequence arising from the use of, or reliance on, information on this website, including any errors, omissions, or outdated content. By using this website you accept this.</p>
+                    <p>We are, however, always glad to help. If you notice anything that is wrong or outdated, please tell us through the &ldquo;Was this page helpful?&rdquo; section at the bottom of our guide pages, or email <a href="mailto:info@msosorg.com">info@msosorg.com</a>.</p>
+                </div>
+            </div>
             <p class="legal-note">MSOS is a registered non-profit association in Slovenia. For invoices, sponsorship agreements or official correspondence, contact us at <a href="mailto:info@msosorg.com">info@msosorg.com</a>.</p>
         </div>
     </main>
@@ -280,6 +289,7 @@
                 <a href="#" class="js-manage-cookies" onclick="if(window.msosOpenConsent){msosOpenConsent();}return false;">Manage cookies</a>
             </div>
         </div>
+        <div class="footer-disclaimer"><p>The information on this website is shared by students for general guidance only. It may be incomplete or out of date and is not legal or professional advice — always verify important details with the relevant official institutions. MSOS accepts no liability for errors, omissions, or decisions made based on this content.</p></div>
         <div class="footer-credit">
             <span>Built with the help of Mark and Domen from <a href="https://www.spletnimojster.si" target="_blank" rel="noopener">Spletni Mojster</a> and Kristijan from MSOS. Big thanks to them!</span>
         </div>